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Jackson National Life Annuities

Jackson National Life Annuities
Please help me to choose my annuity!?

I am 44 years old. I am thinking to invest $200.000 for my retirement since I will have nothing from SS. I have two options from two advisers for my annuities. I have no ideas which one is right for me.
One is Variable annuity Perspective II from Jackson National with 8% return, guaranteed life income and Death benefit. The adviser said I have a good chance with more then 20 years( till I am 65y) time to let the money grow, but I am worry about my principal. Another one is fixed annuity from Allianz, the adviser said I can have my principal safe. I have no idea which one for me is right. I just want to have my life settled to the end and hopefully to have something left for my son after I passed. Please help with your advice. Also how much I can expect to pay the Tax when I start to withdrawal the money after I am 65 years old? Thank you! Please be honest and serious help!

Also how much I can expect to pay the Tax when I start to withdrawal the money after I am 65 years old?
No idea. The adviser that is selling you this crap should be able to help you determine that.
At 44 I would NOT be buying an annuity.

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