Buy Annuity

By · Saturday, January 9th, 2010
Structured Settlement Annuities

Buy Annuity
I am about to retire. Is this a good time to buy an annuity or should I wait a bit longer?

i wouldn’t it will tie up your funds — i would instead ladder cd’s it will give you income and also have a hunk of money coming in on certain dates — example i have several come due each month and i can either cash them in — take the interest and reinvest the principle or add to the amount and reinvest!!



Why Buy Annuities?

That is a simple question with a detailed answer.  There are a lot of reasons why annuities are the perfect product for certain people.

Stock Market Volatility- safe steady growth has always held up competitively against the high risk/high return ideology.  Dramatic swings in the market seriously hinder long-term growth.  See the section “which 10%” for an illustration of how this works.  Growth within an annuity is stable and consistent, giving the investor a much better idea of what to expect.

Global Financial Uncertainty- Nobody knows what to do right now.  Don’t let the widespread fears of the investor class deter you from achieving reasonable growth on your assets and also protecting them from eroding factors such as taxes and inflation among other factors.

Preservation of Capital- Protecting the money you have is just as important as growing your asset base.  By looking back on 2008, you can find the companies that continued to grow.  Some of those companies also achieved record results while avoiding the disasters that struck the broad financial industry.  Aren’t those the kind of partners you want in business?

Demographic Needs- More people than ever are approaching retirement.  Everyone facing the demands of providing for retirement deserves to have as much control as possible over his/her future.  Conservative investment principles allow investors to accurately predict and provide for future needs and desires.    Let’s face it, if you approached your career with honesty, integrity and hard work, don’t you expect the same from an advisor?

In addition to these points, annuities have specific product features that make them attractive to investors.  I believe that a majority or people are looking for predictability in an otherwise unpredictable landscape.  My philosophy has guided me to make conservative and analytical recommendations to my clients.  Now, that is more important than ever.

I have never had to apologize for the advice I have given to clients, and I never will.  With Annuity Straight Talk, you can bet that I will tell you what to expect and that is exactly what you’ll get.

Six Questions to Ask Before You Buy an Annuity: Podcast (Spanish)


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